Reload Bonuses: What a Repeat Deposit Offer Really Costs in Wagering

Niamh Hegarty
| Fact checked by: , Sports Betting & Promotions Analyst
Last updated 31 August 2026, 09:39

A reload bonus is a deposit match for players who already have an account, and its price is set by the wagering, not the percentage. This page is for anyone weighing a weekly top-up offer, and the terms behind it were re-read on 31 August 2026 against each operator’s published rules. The sum to keep in your head: a 50% reload on €100 at 35x the bonus means €1,750 of bets before the €50 is yours to withdraw.

Casinos with recurring reload offers on deposits

0-24h
  • Over 4,000 games from 60+ studios
  • E-wallet withdrawals targeted within 12 hours
  • Minimum deposit of €10 on most methods
18+ | T&Cs apply. Gamble responsibly.
0-72h
  • Curaçao Gaming Authority licence, offshore
  • Crypto payouts within 72h of approval
  • Over 7,000 games from 60+ studios
18+ | T&Cs apply. Gamble responsibly.
10 min-24h
  • Curaçao Gaming Authority licence OGL/2024/165/0185
  • Crypto payouts targeted within one hour
  • Over 4,500 slots, tables and live games
18+ | T&Cs apply. Gamble responsibly.
0-48h
  • Operator-published Curaçao licence 8048/JAZ2017-067
  • Up to €300 plus 150 free spins
  • Minimum deposit of €10 on most methods
18+ | T&Cs apply. Gamble responsibly.
0-72h
  • Curaçao CGA licence OGL/2024/1267/0760
  • Processing window of up to 72 hours
  • Over 5,000 games in the lobby
18+ | T&Cs apply. Gamble responsibly.
0-72h
  • Around 5,480 games from 39 studios
  • 25x wagering on welcome bonus money
  • Withdrawals processed within 72 hours
18+ | T&Cs apply. Gamble responsibly.
3-5 days
  • 100% up to €500 plus 200 spins
  • Over 5,000 games listed by the operator
  • Withdrawals from €10 across ten listed methods
18+ | T&Cs apply. Gamble responsibly.
24-72h
  • €500 welcome match plus 200 free spins
  • Withdrawal processing within three business days
  • Monthly withdrawal cap of €20,000
18+ | T&Cs apply. Gamble responsibly.
3-5 days
  • Welcome offer up to €500 plus 200 spins
  • Minimum deposit of €10 on most methods
  • Withdrawal cap of €500 per day
18+ | T&Cs apply. Gamble responsibly.
0-3 business days
  • 100% match up to €500 plus 200 spins
  • Withdrawals processed within 3 business days
  • Roughly 7,000–13,000 games, catalogue-dependent
18+ | T&Cs apply. Gamble responsibly.
Show 20 more
0-3 days
  • Ireland absent from published restricted list
  • 35x wagering on deposit plus bonus
  • Withdrawals processed within 3 business days
18+ | T&Cs apply. Gamble responsibly.
0-72h
  • 64+ software studios listed in lobby
  • E-wallet payouts typically within 24 hours
  • Live chat support available 24/7
18+ | T&Cs apply. Gamble responsibly.
1-72h
  • 100% up to €500, 200 free spins
  • E-wallet and crypto payouts within 1-72 hours
  • Deposits accepted from €10 upwards
18+ | T&Cs apply. Gamble responsibly.
0-3 days
  • Anjouan licence ALSI-152406028-FI2 on record
  • Withdrawals approved within three business days
  • Upwards of 4,000 games from 60+ studios
18+ | T&Cs apply. Gamble responsibly.
1-5 days
  • Library of over 10,000 games reported
  • Around 80 game studios in the lobby
  • E-wallet payouts within 24 hours once approved
18+ | T&Cs apply. Gamble responsibly.
24h-5 days
  • Over 9,000 games from 100+ providers
  • E-wallet withdrawals within 24-48 hours
  • 24/7 live chat, email and Telegram
18+ | T&Cs apply. Gamble responsibly.
24-72h
  • Over 11,000 games from 100+ providers
  • E-wallet and crypto payouts within 24 hours
  • €10 minimum deposit on most methods
18+ | T&Cs apply. Gamble responsibly.
0-3 days
  • Over 8,000 games from 100+ studios
  • E-wallet payouts typically within 24 hours
  • Licence ALSI-202411077-FI2 publicly listed
18+ | T&Cs apply. Gamble responsibly.
24-72h
  • Reported library of 8,500+ games
  • E-wallet payouts reported within 0-1 hours
  • Withdrawal limits from €500 per day
18+ | T&Cs apply. Gamble responsibly.
0-5 days
  • Around 5,000 games from 48 providers
  • Stated payout window of 0-5 days
  • Wagering capped at 10 days, 35x
18+ | T&Cs apply. Gamble responsibly.
0-72h
  • 35x wagering on deposit plus bonus
  • Withdrawals pending 0-72 hours per terms
  • Library of roughly 6,500+ games reported
18+ | T&Cs apply. Gamble responsibly.
1-3 business days
  • Over 6,000 games listed in lobby
  • Minimum deposit of €10 on most methods
  • Withdrawals processed within 3 business days
18+ | T&Cs apply. Gamble responsibly.
0-72h
  • Tobique Gaming Commission licence no. 0000002
  • Withdrawals processed within 72 hours of approval
  • €20 minimum withdrawal on fiat methods
18+ | T&Cs apply. Gamble responsibly.
0-7 days
  • Tobique Gaming Commission licence No. 0000002
  • Withdrawal caps €5,000 daily, €10,000 weekly
  • Operator claims more than 10,000 games
18+ | T&Cs apply. Gamble responsibly.
0-72h
  • Curaçao licence, Orange Entertainment BV operator
  • E-wallet and crypto payouts within 0-72 hours
  • Over 1,500 games from studios including Pragmatic Play
18+ | T&Cs apply. Gamble responsibly.
24h-5 days
  • Kahnawake Gaming Commission permit, Baytree Interactive
  • Four 100% matches up to €400 each
  • E-wallet payouts within around 24 hours
18+ | T&Cs apply. Gamble responsibly.
24-72h
  • Welcome offer up to €1,000 across three deposits
  • Minimum deposit of €10 per bonus stage
  • Seven named studios including Pragmatic Play, Hacksaw
18+ | T&Cs apply. Gamble responsibly.
7-10 business days
  • Anjouan licence ALSI-202409021-F12 published in terms
  • Single-studio Realtime Gaming library, roughly 250 titles
  • Minimum withdrawal stated at around €17
18+ | T&Cs apply. Gamble responsibly.
0-24h
  • Crypto withdrawals processed within 24 hours
  • Over 1,800 games from 20+ studios
  • Crypto payout cap: 3 per day
18+ | T&Cs apply. Gamble responsibly.
24-72h
  • Curaçao Gaming Authority licence OGL/2024/161/0191
  • Over 23,000 titles listed in catalogue
  • €20 minimum deposit across card methods
18+ | T&Cs apply. Gamble responsibly.
Expert Comment

When comparing the cards above, look first at whether the wagering runs on the bonus alone or on deposit plus bonus. That line decides more of the cost than the match percentage printed in large type.

HellSpin Casino review

HellSpin Casino rating
Overall Rating4.4/5
Bonuses & Promotions 4.3
Banking & Payout Speed 4.4
Software & Games 4.7
Security & Trust 3.9
Customer Support 4.4
User Experience 4.5
HellSpin Casino at a Glance
Key FeatureOver 4,000 games, crypto and e-wallet cashouts
Welcome Bonus100% up to €100 + 100 free spins
Min. Deposit€10 (€20 for the welcome bonus)
Number of GamesOver 4,000, approximately
Game ProvidersPragmatic Play, Evolution, Play'n GO, NetEnt, Nolimit City, Hacksaw Gaming
Payment MethodsVisa, Mastercard, Skrill, Neteller, MiFinity, Jeton, bank transfer, crypto
Payment ServicesBitcoin, Ethereum, Litecoin, USDT
Mobile AppBrowser-based, no confirmed native app
VIP ProgrammeYes, tiered loyalty scheme
RTPApproximately 94-97% depending on game version
LicenceOffshore; sources conflict, check the site footer
OperatorTechOptions Group B.V. / Chestoption S.R.L. (reported)
Launch Date2022
Legal Age18+
HellSpin Casino Mobile Screenshots
HellSpin mobile browser version showing the full game library on a phone
HellSpin cashier with Skrill, Neteller, Visa and crypto payment options
HellSpin licence and SSL security information for Irish players
HellSpin Casino: Strengths and Weaknesses
  • Library of over 4,000 games drawn from more than 60 studios, including Evolution and Pragmatic Play
  • E-wallet withdrawals are targeted within 12 hours and crypto within 24 hours of approval
  • Low €10 minimum deposit on most methods, with transactions handled in euro
  • No Irish licence and conflicting public reports about which offshore regulator currently covers the brand
  • 40x wagering on the welcome package, with card withdrawals taking 3-7 business days
HellSpin Casino quick review

Live chat runs 24/7 in English, email handles documents and complaints, and there is no phone line. Our HellSpin Casino support assessment explains why written records matter on an offshore platform.

Visit

7Bit Casino review

7Bit Casino rating
Overall Rating4.3/5
Bonuses & Promotions 4.4
Banking & Payout Speed 4.5
Software & Games 4.6
Security & Trust 3.9
Customer Support 4.2
User Experience 4.3
7Bit Casino at a Glance
Key FeatureCrypto and euro cashier side by side
Welcome Bonus100% up to €400 + 100 free spins
Min. Deposit€20 for bonus stages; method minimums vary
Number of GamesOver 7,000 (some listings quote 10,000+)
Game ProvidersBGaming, Pragmatic Play, Evolution, NetEnt, Play'n GO, Nolimit City
Payment MethodsVisa, Mastercard, Skrill, Neteller, bank transfer, Bitcoin, Ethereum, Litecoin, USDT
Payment ServicesCard, e-wallet, bank wire, 17+ cryptocurrencies
Mobile AppBrowser-based mobile site, no confirmed native app
VIP Programme12-level ladder, cashback up to 20% at the top
RTPApproximately 96-97% average across slots
LicenceCuraçao Gaming Authority (number varies by source; check footer)
OperatorCuraçao-registered operator; entity named in current terms
Launch Date2014
Legal Age18+
7Bit Casino on Mobile
7Bit mobile site running the full lobby in a phone browser for Ireland
7Bit payment options including Visa, Skrill, Neteller and Bitcoin for Irish players
7Bit security and licence details from the Curaçao Gaming Authority
7Bit Casino Hits and Misses
  • Crypto withdrawals in 17+ coins, paid within minutes once the approval stage clears
  • Library of over 7,000 titles, with Evolution, Pragmatic Play Live and Ezugi in the live section
  • Twelve-level VIP ladder where an earned level does not drop back down
  • No Irish licence: Curaçao oversight only, and the operating entity named differs between markets
  • Card withdrawals take one to three days and bank wires up to five, far slower than crypto
7Bit Casino quick review

Support runs 24/7 by live chat and email, with no phone line and email replies within 48 hours, covered in the 7Bit Casino support analysis.

Visit

BitStarz casino review

BitStarz casino rating
Overall Rating4.4/5
Bonuses & Promotions 4.3
Banking & Payout Speed 4.7
Software & Games 4.5
Security & Trust 4.0
Customer Support 4.3
User Experience 4.4
BitStarz Casino at a Glance
Key FeatureCrypto and euro cashier, payouts targeted within 1 hour
Welcome Bonus100% match plus 180 free spins, 40x wagering
Min. Deposit€20 (around 0.0002 BTC in crypto)
Number of GamesOver 4,500
Game ProvidersPragmatic Play, Play'n GO, Hacksaw Gaming, BGaming, ELK Studios, Yggdrasil
Payment MethodsVisa, Mastercard, Skrill, Neteller, bank transfer, crypto
Payment ServicesBitcoin, Lightning, Ethereum, Litecoin, Tether, Dogecoin
Mobile AppBrowser-based mobile site, no native app
VIP ProgrammeYes, invitation-based loyalty tiers
RTPApproximately 96% across slots, varies by title
LicenceCuraçao Gaming Authority, OGL/2024/165/0185
OperatorGareton B.V., Curaçao (reg. 160656)
Launch Date2014
Legal Age18+
BitStarz Casino on Mobile
BitStarz mobile browser site with full lobby and live chat access
BitStarz cashier showing Visa, Skrill, Neteller and Bitcoin Lightning payment options
BitStarz Curaçao Gaming Authority licence OGL/2024/165/0185 and security details
BitStarz Casino: Strengths and Weak Points
  • Terms commit to paying withdrawals within one hour where possible, with no casino fee charged
  • Euro accounts for Irish players alongside Bitcoin, Lightning and roughly ten other coins
  • Library of over 4,500 titles from Pragmatic Play, Play'n GO, Hacksaw and ELK
  • Curaçao licence only; no Irish regulation and no independent ADR body for disputes
  • Bank transfers take 3 to 10 banking days, and 40x wagering applies to bonus funds
BitStarz casino quick review

Live chat runs 24/7, email goes to [email protected], and Telegram is listed too; which channel to use before a withdrawal is set out in the BitStarz support assessment.

Visit

National Casino review

National Casino rating
Overall Rating4.2/5
Bonuses & Promotions 4.2
Banking & Payout Speed 4.5
Software & Games 4.4
Security & Trust 3.9
Customer Support 4.1
User Experience 4.3
National Casino Quick Facts
Key FeatureFast e-wallet payouts
Welcome Bonus100% up to €100 + 100 free spins
Min. Deposit€10 (€20 for free spins)
Number of GamesApproximately 4,000
Game ProvidersPragmatic Play, NetEnt, Play'n GO, Evolution and others
Payment MethodsVisa, Mastercard, Neteller, Skrill, crypto
Payment ServicesVisa, Mastercard, Neteller, Skrill
Mobile AppMobile browser site; no confirmed native app
VIP ProgrammeYes, comp-point VIP levels
RTPTypically around 96% on slots
LicenceCuraçao 8048/JAZ2017-067 (Antillephone N.V.), unverified on register
OperatorTechSolutions Group N.V.
Launch DateAround 2021 (unconfirmed)
Legal Age18+
National Casino Mobile Screenshots
National Casino mobile browser site on iOS and Android phones
National Casino mobile cashier with Visa, Neteller and Skrill deposits
National Casino licence details and SSL security information for Ireland
National Casino Hits and Misses
  • Euro account with a €10 minimum deposit on the standard welcome tier
  • Independent Irish testers report a Neteller withdrawal paid in under an hour
  • No bonus code needed: offers are selected as cards in the deposit window
  • Around 4,000 titles, with slot search that works on a phone screen
  • The Curaçao licence number does not appear on the regulator's public register
  • 40x wagering, €5 maximum bet, and table and live games excluded from bonus play
  • Not licensed by the GRAI, so Irish regulatory recourse is limited
National Casino quick review

Live chat and email, typically staffed around the clock in English, with no phone line. The National Casino support assessment explains what chat can settle.

Visit

Nine casino review

Nine casino rating
Overall Rating4.3/5
Bonuses & Promotions 4.2
Banking & Payout Speed 4.1
Software & Games 4.6
Security & Trust 3.9
Customer Support 4.3
User Experience 4.4
Nine Casino at a Glance
Key FeatureCasino and sportsbook on one account
Welcome BonusUp to €1,500 + 250 free spins (package)
Min. DepositApproximately €15-€20, varies by method
Number of Games5,000+
Game ProvidersPragmatic Play, Evolution, NetEnt, Play'n GO, Hacksaw Gaming, BGaming
Payment MethodsVisa, Mastercard, Skrill, Neteller, MuchBetter, bank transfer, crypto
Payment ServicesSkrill, Neteller, MuchBetter, Jeton, Paysafecard
Mobile AppMobile browser site; app promoted on site
VIP ProgrammeYes, levels with cashback and loyalty store
RTPTypically around 96% on slots, per game
LicenceCuraçao Gaming Authority, OGL/2024/1267/0760
OperatorUno Digital Media B.V.
Launch Date2021
Legal Age18+
Nine Casino Mobile Screenshots
Nine Casino mobile browser site showing the lobby on a smartphone
Nine Casino mobile cashier with debit card, Skrill and crypto payment options
Nine Casino licence details for Curaçao Gaming Authority reference OGL/2024/1267/0760
Nine Casino Strengths and Weaknesses
  • Operator, company number 157147 and licence reference are printed in the terms
  • A lobby of more than 5,000 games, with Evolution and Pragmatic Play Live tables
  • Casino-side withdrawal processing capped at up to 72 hours in the published terms
  • Card payouts run on Visa OCT and Mastercard Payment Transfer rather than slow bank wires
  • Live chat and email listed as available 24/7, with a searchable help centre
  • Offshore Curaçao licence only; no Irish licence and no access to Irish dispute bodies
  • Minimum withdrawal of €50 to €120 depending on residence is high for small balances
  • PayPal, Apple Pay and Revolut are not listed among Irish cashier options
  • Registry status for the licence has been reported as both Active and under assessment
Nine casino quick review

Live chat and email at [email protected], both listed as 24/7, with no phone line for Ireland. How to word a payout query is in our Nine Casino support assessment.

Visit

How we ranked these reload bonus casinos

The ranking is built from published terms: the reload’s wagering, its caps and deadlines, then the casino around it. Commission paid to us does not move a placing, and neither does the headline percentage, because a bigger match with harsher conditions usually costs you more.

Exclusive Bonuses and Welcome Offers 0%
Fast Deposits and Secure Withdrawals 0%
Quality Games and Software Providers 0%
App Design, Navigation and Interface 0%
24/7 Assistance and Response Quality 0%
Licensing and Data Protection Standards 0%

Reload terms and their real cost

A reload wagered 30x or less on the bonus amount alone raises a placing, as does a match with no cap on winnings. Wagering charged on deposit plus bonus lowers one sharply, because 35x on €100 plus €50 is €5,250 of bets rather than €1,750. A maximum bet below €5 per spin, a deadline under seven days, or terms letting the casino change the reload schedule without notice all count against the offer. A reload limited to one weekday scores lower than a weekly one.

Deposits and withdrawals on reloads

A reload you can claim with any listed method raises a placing; one that excludes e-wallets or bank transfer lowers it. Withdrawals stated at 48 hours or under score well, while terms that freeze a pending withdrawal the moment a reload is claimed score badly.

Which games clear the wagering

Slots weighted at 100% are the baseline here. A placing rises when the eligible list is published in full and includes games with a stated RTP of 96% or above. It falls when table games count at 10% or less without saying so on the promotion page, or when a long list of excluded slots sits in a separate document you would have to hunt for.

Claiming reloads on mobile

Higher placings go to casinos where the reload, its opt-in box and live wagering progress are visible in the mobile cashier. Lower placings go where the bonus balance and the cash balance are merged on a small screen, so you cannot see what is locked.

Licence and how promotions are governed

A named licence you can check on the regulator’s public register, with promotion terms in plain English, raises a placing. Missing licence numbers, terms only in a PDF, or a clause voiding winnings for ‘irregular play’ without defining it lower one. While Irish remote gaming licences are still being phased in, casinos here hold licences issued elsewhere, so we check which regulator that is and whether it publishes a complaints route. Terms that match what that licence requires on fair promotion score higher.

Support answers about bonus terms

Support that gives a straight written answer on reload wagering, weighting and the maximum bet raises a placing, and a 24-hour live chat counts for more than email alone. Answers that send you back to the general terms, or that contradict the promotion page, lower it. A casino whose agents cannot say whether a reload is sticky or non-sticky drops, because that one detail decides whether your deposit is locked.

Expert Comment

The same six criteria do not weigh equally for everyone. If you claim reloads weekly, the terms criterion should decide almost alone; if you claim one occasionally, withdrawal speed matters more.

What a reload bonus is and how it differs from a welcome offer

A reload bonus is a deposit match offered to existing customers, usually on a set day or as a weekly or monthly promotion. The welcome offer is a one-off; the reload is meant to bring you back.

The structure is familiar. You deposit, the casino adds a percentage of that deposit as bonus money up to a ceiling, and wagering requirements decide when any of it turns into cash. A typical shape is 50% up to €100, though 25% and 100% versions both exist.

What separates a reload from a welcome bonus is frequency, and frequency changes the arithmetic. One welcome offer with heavy wagering is a single cost. A reload claimed every Friday stacks that cost week after week, and if each one locks your deposit until the wagering is done, you can go a month without a balance you are free to withdraw.

So the question is never how big the match is, but how many euro of bets it demands.

Reading the wagering clause: bonus only or deposit plus bonus

The single clause that decides a reload’s cost is the one saying what the multiplier applies to. Two casinos can both advertise “35x wagering” and ask for very different amounts.

Take a 50% reload on a €100 deposit, giving you €50 in bonus. If the terms say “the bonus amount must be wagered 35 times”, you owe 35 × €50, which is €1,750 of bets. If they say “the deposit and bonus must be wagered 35 times”, you owe 35 × €150, which is €5,250. Same headline, three times the play.

The second version is worse, and it is the one to watch for on reloads in particular, because a lower percentage match often hides it.

What the cost means at the table

Wagering is a cost because every bet carries the house edge. On a slot with a stated RTP of 96%, the expected loss across €1,750 of spins is about €70, which already exceeds the €50 bonus. Across €5,250 it is about €210. Those are averages, not predictions of any one session, but they show why a reload rarely adds value once the multiplier passes roughly 30x on the bonus alone.

Read the clause word for word before you opt in.

Sticky and non-sticky reloads, and the rules that ride along

The second clause worth reading closely says how your cash and the bonus sit together.

A non-sticky reload, sometimes called a parachute bonus, keeps your deposit separate. You play with your own cash first, and if you win before touching the bonus, you can withdraw and forfeit the bonus. A sticky reload merges the two: the bonus can never be cashed out, and your deposit is locked until wagering is complete.

Then come the riders. A maximum bet rule such as “while a bonus is active, the maximum stake is €5 per spin” means one €6 spin can void every euro of bonus winnings, often without a warning on screen. A cap such as “winnings from this bonus are limited to 5 times the bonus amount” means a €50 reload can pay out no more than €250, whatever you hit. A deadline of seven days on €5,250 of wagering is about €750 of bets a day, which is a pace few people set for themselves on purpose.

Non-sticky is the safer shape for you in nearly every case.

Non-sticky reload

Sticky reload

Deposit played first and can be withdrawn before the bonus is touchedDeposit locked with the bonus until wagering is complete
Bonus amount removed at cash-outBonus amount removed at cash-out
Early win on cash keeps the full amountEarly win stays under wagering and max bet rules
Wagering applies only once you play on bonus fundsBonus balance lasts longer when you keep playing

Game weighting: why your table play barely counts

Game weighting is the percentage of each bet that counts towards the wagering. Slots usually count in full; table games and live casino often count at 10% or 20%, and some are excluded outright.

The effect is multiplication. If blackjack counts at 10%, the €1,750 of wagering from the earlier example becomes €17,500 of blackjack hands.

Excluded games are the other trap. Many reload terms list slots that do not count at all, often the ones with the highest published RTP or the option to buy a bonus round, and some state that a bet on an excluded game while a bonus is active can void the bonus. That list is frequently in the general bonus terms rather than on the promotion page, so the place to check is the full terms, under a heading such as “restricted games” or “game contribution”.

If you mainly play roulette or live tables, most reloads are simply the wrong product.

Three reload shapes compared in euro

The table runs six reload structures on the same €100 deposit and shows the betting each one demands before a withdrawal. These are worked illustrations from typical published terms, not the offer of any one casino on the list.

Reload shapeBonus on €100Wagering basisBets required
50% up to €100, 35x€50Bonus only€1,750
50% up to €100, 35x€50Deposit + bonus€5,250
25% up to €50, 25x€25Bonus only€625
100% up to €100, 40x€100Bonus only€4,000
100% up to €100, 30x€100Deposit + bonus€6,000
Cashback 10%, 1xUp to €10Cashback amount€10 or less

Reload offers and the Gambling Regulation Act 2024

Irish law now has a name for a reload bonus: an inducement. Section 157 of the Gambling Regulation Act 2024 defines it as “a benefit or advantage, the intent or effect of which is, either directly or indirectly, to encourage participation in gambling”.

The same section says a licensee “may not offer a person or specific group of persons an inducement”. Offers to the general public remain allowed, and the Gambling Regulatory Authority of Ireland can make regulations setting conditions on them or banning classes of them outright. GRAI guidance on licensees has already said that loyalty schemes rewarding a certain betting volume over a period, or offers aimed at a particular cohort, fall foul of that rule.

A Friday reload advertised to every customer is a public offer; a personal “we miss you” reload sent to you after a quiet month is the targeted kind the Act is written against. Those obligations bind GRAI licensees once the relevant provisions commence, and online casino licences are being phased in after betting, so a casino accepting Irish players today may still be licensed abroad and working under that regulator’s promotion rules instead.

Check the licence before you weigh the offer.

Checking a reload offer before you opt in

The order below follows the clauses that cost you most, so you can stop at the first one that rules the offer out.

  • Step 1

    Find what the multiplier applies to

    Look for 'bonus amount' or 'deposit and bonus' beside the wagering figure. Multiply it out in euro; anything over about 30 times the bonus alone is expensive before you start.
  • Step 2

    Check whether the bonus is sticky

    Search the terms for 'non-withdrawable', 'sticky' or 'cash played first'. If your deposit is locked with the bonus, decide whether you can do without that money until wagering ends.
  • Step 3

    Note the maximum bet while active

    Find the per-spin or per-hand ceiling, often €5. Set your stake below it before playing, because one larger bet can void every euro the bonus produced.
  • Step 4

    Read the game contribution list

    Confirm your usual games count at 100%. If table or live games count at 10%, multiply the wagering by ten and decide again.
  • Step 5

    Look for a winnings cap

    A clause limiting bonus winnings to a multiple of the bonus sets your ceiling. A €50 reload capped at 5 times can never pay more than €250.
  • Step 6

    Compare the deadline with your habits

    Divide the total wagering by the days allowed. If the daily figure is more than you normally bet, the deadline is pushing your play, and you can decline.

When declining the reload is the cheaper choice

Declining a reload is a legitimate decision, and often the cheaper one. Most cashiers have an opt-in box or a bonus code field; leave it empty and your deposit stays plain cash, withdrawable whenever you like.

The reload makes the least sense when you plan to stop after one session, when you play mostly table or live games, or when the wagering runs on deposit plus bonus. In each case you are paying in extra bets for money you are unlikely to release.

It can make sense when the bonus is non-sticky, wagered on the bonus alone at 30x or less, with no winnings cap and a deadline longer than your usual week of play.

A low-wagering cashback, paid as cash or at 1x, is frequently a better deal than a larger match.

Expert Comment

Before claiming any reload, set a deposit limit in your account first. Lowering a limit usually applies at once, while raising one takes a waiting period, which is the point.

Keeping reload offers under control

Reloads are built to arrive on a schedule, and a schedule can turn into a habit before you notice. If you find yourself depositing on reload day because the offer is there rather than because you planned to play, treat that as the signal.

Set a deposit limit in your account before claiming the next one; most casinos let you lower a limit immediately, while raising it takes a waiting period. Reality checks, a cooling-off period or self-exclusion with the operator are all available from the responsible gambling page. You can also ask a casino to stop sending you promotional offers altogether. If gambling has stopped being something you control, the helplines listed below are free and confidential.

OrganisationPhone number
National Gambling Helpline (GamblingCare)1800 936 725
Extern Problem Gambling089 241 5401
Helplink gambling counselling0818 998 880
Gamblers Anonymous Ireland01 872 1133
HSE Drugs and Alcohol Helpline1800 459 459

What to remember before the next reload lands

The figure worth carrying away is 30x on the bonus alone: above it, a reload on a 96% RTP slot costs more in expected losses than the bonus is worth. The cards above were ranked on terms last re-read on 31 August 2026, and a placing moves when a casino changes its wagering basis or its maximum bet. This page does not cover sports reloads, whose free-bet terms work differently, so read those clauses separately.

Reload bonus questions answered

What is a reload bonus?

A reload bonus is a deposit match for existing customers, such as 50% up to €100 on a Friday deposit. It works like a welcome bonus but repeats, so the wagering cost repeats too. Read what the multiplier applies to before claiming one, because that clause decides the real price.

How do I work out the wagering on a reload?

Multiply the wagering figure by the amount it applies to. At 35x on a €50 bonus you need €1,750 of bets; at 35x on €100 deposit plus €50 bonus you need €5,250. Then divide by the game weighting if your games count below 100%.

Can I withdraw my deposit while a reload is active?

Only if the reload is non-sticky and you have not yet played into bonus funds. With a sticky reload, the terms normally lock your deposit until wagering is complete, and withdrawing early forfeits the bonus and any winnings made with it.

Why did my reload winnings get removed?

The usual causes are a bet above the maximum stake while the bonus was active, play on an excluded game, or a winnings cap. Ask support which clause was applied and request the answer in writing, then compare it against the promotion terms.

Are personal reload offers allowed in Ireland?

Section 157 of the Gambling Regulation Act 2024 bars licensees from offering an inducement to a person or a specific group. That binds GRAI licensees once the obligation commences; casinos licensed abroad follow their own regulator’s rules in the meantime.

Is a reload better than cashback?

Not automatically. A 10% cashback at 1x wagering costs you almost nothing to release, while a 50% reload at 35x can demand thousands in bets. Compare both in euro of required betting rather than by headline percentage.

Niamh Hegarty
Article author: Niamh Hegarty
Bonus Terms & Player Protection Writer
Niamh Hegarty reads the clause most players skip, such as the cap on bonus winnings or the maximum bet rule, and works out in euro what it costs you. She also covers deposit limits and self-exclusion.

Latest News

0 %
0
0