Bonus cap

Operators express the cap in one of two ways. Some set a fixed sum, such as €100 on a batch of free spins. Others use a multiple of the bonus or of your deposit, so the ceiling moves with the size of the offer.

Take a €50 bonus with a clause reading “winnings derived from the bonus are capped at 10x the bonus amount”. Your ceiling is €500, and if the bonus runs to €3,000 the other €2,500 is gone.

There is no industry standard for the multiple. Figures of 10x and 20x turn up often on deposit bonuses, while no-deposit offers and free spins tend to carry far lower fixed sums, so you have to read the number on each offer rather than assume one.

The cap rarely sits in the headline. It is usually in the full terms, near the wagering requirement, under phrases like “maximum conversion”, “max cashout” or “winnings capped at”.

Finishing the wagering does not always lift it.

At some operators the cap still applies at withdrawal review, after the money looks withdrawable. What I check first is whether the terms exclude progressive jackpots from the cap, because some do and many say nothing at all.

Readers often confuse the cap with the “up to” figure in an offer. “100% up to €100” limits how much bonus you receive, while the cap limits what you can take out afterwards.

It is also separate from the maximum bet rule, which restricts your stake per spin or hand while the bonus is active. Breaking that rule can void the bonus entirely, a harsher outcome than having winnings trimmed.

A general withdrawal limit is different again, since it applies to your whole account per day, week or month and has nothing to do with any single promotion.