Net deposits

The formula is a plain subtraction: total deposits minus total withdrawals for a chosen period, which might be a month or the whole life of the account. Operators that show a lifetime figure count everything since you opened the account.

The awkward part is deciding which withdrawals count. A pending withdrawal can still be reversed back into your balance, so a figure built on requests can shift later, while one built only on paid-out withdrawals stays put once the money has left.

Fees, bonus funds and free bets usually sit outside the sum.

You will usually find net deposits in your account history or in a spending summary that some operators provide as a safer gambling tool. Which page carries it, and what period it covers, differs from one site to the next.

It also matters at the cashier. Many operators track net deposits per payment method and route withdrawals back to the card or e-wallet you funded the account with until that method is back to zero, a practice often called closing the loop. Only then can winnings above that amount go out by another method, which is often where a withdrawal to a new method stalls.

The two are easy to mix up, and cashback terms depend on the difference. Net losses compare what you staked with what came back from those bets, whereas net deposits only measure money paid in against money taken out.

Say you deposit €100, withdraw nothing and still have €60 on the balance. Your net deposits are €100, but you have lost only €40. A cashback offer based on net losses works from that €40, so read which base the terms use before you compare rates between sites.