Deposit and withdraw with Skrill or Neteller
This guide shows you how to fund a casino account with Skrill or Neteller and how to get your winnings back out again. It is written for Irish players who already hold a wallet, or who are deciding whether one is worth opening. We cover the wallet-side fees taken from Skrill’s and Neteller’s own fee pages, the bonus terms that catch e-wallet users out, and the point where a withdrawal usually stalls. Casino-side limits vary by operator, so those figures are given as typical ranges rather than promises.
Skrill and Neteller: what you are choosing between
Skrill and Neteller are both e-wallets run by the same parent company, Paysafe, and at most casino cashiers they sit side by side as separate options. You load money into the wallet from a card or bank account, then move it to the casino using only your wallet email and password.
The casino never sees your card details. That is the main appeal, along with payouts that land in the wallet rather than waiting on a bank.
The differences show up in the wallet fees rather than at the casino. Skrill’s fee page for Ireland lists a 3.99% foreign exchange fee when currency conversion is involved, and warns that a credit card issuer may treat a gambling top-up as a cash advance. Neteller’s fee page lists 0% for payments to merchant sites, a flat 10 USD fee for withdrawing to a bank account, and a monthly service charge of 5 USD if you neither log in nor transact for six months. Skrill states the same six-month rule for avoiding its service fee. Both figures are set by the wallets and can change, so check the fee page inside your own account before you rely on them.
Keep the wallet in euro and most of these costs never apply.
How the two wallets compare for casino use
The rows below set the two wallets against each other on the points that matter at a casino cashier, using the fees each provider publishes.
Skrill | Neteller |
|---|---|
| Paying a casino from a euro wallet carries no wallet fee in most cases | Fee page lists 0% for payments to merchant sites |
| 3.99% foreign exchange fee listed on the Irish fee page | Conversion charged at the wallet's rate plus a markup |
| Bank withdrawal fee shown in your account before you confirm | Bank transfer withdrawal listed at a flat 10 USD |
| No service fee if you log in or transact every six months | 5 USD a month after six months without activity |
Depositing and withdrawing, step by step
The procedure is the same for both wallets, and the casino cashier does most of the work. Before you start, make sure the name on your wallet matches the name on your casino account exactly.
Deposits typically show in the casino balance within seconds. Withdrawals take longer because the casino reviews every request before it releases money, and that review is where most delays happen. On a first withdrawal the casino will usually ask for KYC documents, such as photo ID and a recent proof of address, and sometimes a screenshot of the wallet showing your name and email. Once your account is verified and no bonus is active, later withdrawals tend to clear the casino’s pending stage in around one to two business days, and arrive in the wallet soon after approval. A first withdrawal can take several days longer while documents are checked.
Upload your documents before you ask for money back, not after.
The six steps from wallet to casino and back
Follow these in order. Steps one to three cover your first deposit, and steps four to six cover getting your winnings out.
- Step 1
Open a euro wallet in your name
Register with Skrill or Neteller using your legal name and Irish address, and choose euro as the account currency. This avoids conversion fees on every casino payment and matches what the casino holds on file. - Step 2
Load the wallet from your bank
Top up from a debit card or bank transfer. Avoid credit cards: Skrill warns that card issuers may treat gambling top-ups as a cash advance and charge their own fee on top. - Step 3
Pick the wallet in the cashier
Log in to the casino, open the cashier, choose Skrill or Neteller, enter the amount and confirm in the wallet window. Read the bonus terms first, since many welcome offers exclude e-wallet deposits. - Step 4
Verify your casino account early
Upload photo ID and proof of address in the casino's verification section. Doing this before your first withdrawal removes the step where requests most often sit in pending for days. - Step 5
Request the withdrawal to the wallet
Choose the same wallet you deposited with. Casinos usually return money to the original method, and a request sent elsewhere is the second common reason for a stalled payout. - Step 6
Move the money to your bank
Once the funds land in the wallet, withdraw to your Irish bank account. The fee is shown on screen before you confirm, and Neteller lists a flat 10 USD for bank transfers.
Bonus exclusions and other common snags
The snag that costs e-wallet users most is not a fee. It is the welcome bonus they never receive.
A large share of casino welcome offers exclude Skrill and Neteller deposits from qualifying. We checked current offer terms published by operators and comparison sites, and the line “Skrill and Neteller deposits excluded” appears repeatedly. Some sites also state that a deposit made with an excluded method cannot be reversed to claim the offer afterwards. If you want the bonus, make the first deposit by debit card or another qualifying method, then switch to the wallet for later deposits.
Other points to watch
Casinos generally pay winnings back to the method you deposited with, so switching from card to wallet can mean the casino splits a withdrawal between the two. Limits are set by each casino rather than by the wallet, and typical minimum deposits sit around €10 to €20, with daily or weekly caps on withdrawals that vary widely between operators. Your wallet’s own sending limits also rise as you verify your identity with Skrill or Neteller, which is a separate check from the casino’s KYC.
Finally, a dormant wallet keeps charging you quietly. Log in at least once every six months and the service fee does not apply.
Ireland’s licensing regime under the Gambling Regulatory Authority of Ireland is still being rolled out, so check which regulator a casino names in its footer before you deposit.
Related Terms
Skrill and Neteller casino questions
Does Skrill or Neteller charge a fee for paying a casino?
Paying a casino from a euro wallet usually costs nothing on the wallet side. Neteller lists 0% for merchant payments. Fees appear mainly on currency conversion, bank withdrawals and inactivity.
Why didn't my e-wallet deposit trigger the welcome bonus?
Many welcome offers exclude Skrill and Neteller deposits in their terms. Some casinos state that an excluded deposit cannot be reversed, so read the offer terms before choosing your payment method.
How long does a casino withdrawal to Skrill or Neteller take?
It depends mostly on the casino’s pending review. Verified accounts with no active bonus typically clear in one to two business days, while a first withdrawal can take several days longer during ID checks.
Can I fund my wallet with a credit card for gambling?
Skrill warns that card issuers may treat gambling top-ups as a cash advance and charge a separate fee. A debit card or bank transfer avoids that cost entirely.
Should my wallet be in euro?
Yes. Skrill’s Irish fee page lists a 3.99% foreign exchange fee where conversion is involved. A euro wallet paying a euro casino account avoids that charge on every transaction.
What happens if I stop using my wallet?
Neteller charges 5 USD a month if you neither log in nor transact for six months, and Skrill applies a similar service fee rule. One login every six months avoids it.
More about online casinos
What we check first is the currency of the wallet, because the conversion fee does more damage than any casino charge. The Neteller bank fee is a fixed sum, so it hurts small withdrawals most. Moving a larger balance in one go, rather than several small ones, keeps that cost proportionally lower.